She was wonderful and easy to work with from start to finish. In these days buying a house is stressful and overwhelming.Jayme was there by my side every step of the way.Thank you thank you thank you. That's all I have to say.
ALL MY QUESTIONS, ANSWERED
I STARTED OFF WITH SOMEONE WHO NEEDED TO FINANCE ME BUT COULDN'T FIND ANYBODY, I FOUND MBANC THROUGH A REALTOR, NO ISSUES, AWESOME RIGHT OFF, SUBMITTED PAPERWORK, IT WAS A WALK IN THE PARK. THE COMMUNICATION WAS AMAZING, ALL MY QUESTIONS WERE ANSWERED. THEY WERE THERE FOR ME.I WAS SUPPOSE TO BE KICKED OUT ON THE 30TH AND MAYER GOT IT CLOSED ON THE 30TH SO I WASN'T HOMELESS.
The Best By Far
I have three criteria for referraMy clients have referred their friends and family and returned to Mortgage Bank of California for all their ongoing needs - new home purchases, refinancing, second homes, and investment properties.I cannot recommend Mortgage Bank of California highly enough!
Fast and smooth
Came through for me on some refinances that I needed to finish some rehabs I was doing for renovations.Definitely would recommend if you are a serious borrower.
Best Choice Ever
I had already stared with another lender to refinance my home and after talking to Luis I knew that switching mortgage companies was the best choice.Thank you.
Love this company I had been trying to buy a home for my me and my family and hadn't had the blessing till I came across MBANC. If they tell you they can do it get prepared to close.They made the process smooth and fast. They were my blessing. Thank you again for your hard work.I would recommend to everyone.
MBANC Got us Qualified!
Nobody could get us qualified because we were purchasing an investment property.We were referred to Mayer and from there it was seamless.It was one hell of a process but we made it through. We are so excited!
BOBBY AND MICHELLE CENTINELLA
TWO DEALS SIMULTANEOUSLY
I'VE BEEN DOING THIS FOR A LONG TIME AND HAVE WORKED WITH TONS OF LENDERS, THEY PROMISED THE WORLD BUT NOBODY COULD DELIVER EXCEPT MBANC. THEY DID EXACTLY WHAT THEY SAID,MY HUSBAND IS A LENDER AND EVEN HE COULDN'T DO THE DEALS. WE DID TWO DEALS SIMULTANEOUSLY, A REFI AND A PURCHASE. BOTH WERE FAST AND EASY.
These guys (and Gal) are amazing.They we able to fulfill our dream of owning a home again after we thought it would be years.They were amazingly diligent in getting everything done to get me approved in a few weeks! I'm deeply in gratitude to MBanc! Thanks for everything.
Truly The Best Mortgage Company
Thank you very much Mortgage Bank of California for your professionalism in helping me purchase my dream home!My Realtor, Dayvelis Otero, suggested that I work with you and I am more than happy to have followed her advice. It was the best option!Thank you Eliezer Schabes and Mayer Dallal, I could not have done this without you both.
Exquisite Mortgage Company!
I have closed multiple transactions with Mortgage Banc of California.Every transaction has presented itself with difficulties, but none that the mBanc team could not handle.With the assistance of Mayer Dallal and Eliezer Schabes, I have been able to provide my clients a successful transaction time and time again. I will continue to work with Mortgage Banc of California again in the near future.
Delivered what they promised
Obtaining mortgage from MBAC made really easy when dealing with caring people like ALL there staff.I must admit that I was really doughtfull at the beginning of the process and I sa
FUNDED 2 WEEKS AGO, The service was outstanding.Anytime I had a question the operations team at MBANC answered and made everything easy for me.People gave me the run around and didn't take the time to see things through because I am self-employed. MBANC pushed through and got me my refinance.
I Will Use Them Forever
This is my 2nd transaction with MBANC. I bought an investment property with their no doc program.It was easy, they explained everything and we closed in less than 30 days which was very important for the seller. I will use them forever.
My wife and I had a wonderful experience working with Mortgage Bank of California in refinancing our home mortgage.From beginning to end, they were very informative, extremely thorough and attentive to our financial needs. This is our second experience working with MBANC and we would highly recommend thier company to anyone.
Best Mortgage Company We Could Have Chosen
Our Realtor suggested that we go with Mortgage Bank of California who quickly did a detailed revision of our file and said we were able to qualify perfectly!Thank you Eliezer Schabes, Mayer Dallal, and our Realtor Dayvelis Otero. Thank you Mbanc!
Juan Aprea & Dulce M. Salcedo
MBANC Home Refinance
MBANC was very easy to work with on my recent Home Refinance Cash Out Loan.Abe answered all my questions in a timely matter and was very helpful through the loan process. I would recommend MBANC for you Home mortgage loans.
Obtaining mortgage from MBANC made really easywhen dealing with caring people like ALL there staff. I must admit that I was really doubtful at the beginning of the process ad I sa
WORKED DILIGENTLY TO GET US APPROVED
We were self employed and having a difficult time find funding to purchase a home.We found mbanc, and they worked diligently to get us approved on our home loan on our new home.The process was quick and painless and they came through. Communication was very timely, and getting responses in a timely manner.
I would recommend them to anybody
As a self-employed contractor from Latin America, I really had no idea how to obtain a mortgage. What to do and where to begin. I went to a couple of the bigger banks and they all told me that my tax returns did not show enough money.When I spoke with MBANC they told me I could qualify with what I deposited in the bank.I would recommend them to anybody.
Helped My Refinance Perfectly
I was in need for a Lender to assist me in refinancing my home. When given the suggestion to go with Mortgage Bank of California,I was more than happy to have such professionals helping with my refinancing8 months ago. Would highly recommend anyone to go with this Lender in a heartbeat!
Arturo R. Garcia
Working with Mr. Ponce was an amazing journey for sure! Most importantly he remained positive and very confident thought out the whole process, dispite many obsticles along the way.I'm very greatful for all his hard work and time given to us.
Easiest and least stressful of all the mortgages in my life!
Luis Ponce is an oasis in the hostile world of jumbo mortgages. He was professional and direct about the process.I have been thru this process several times and this by and away was the easiest and least stressful of all the mortgages in my life.
William E. Hapworth M.D.
MBANC, A MORTGAGE LENDER. MORTGAGE BANK OF CALIFORNIA DBA MBANC. NMLS ID # 38232. ALABAMA CONSUMER CREDIT LICENSE - LICENSE # 22577. ARIZONA MORTGAGE BANKER LICENSE - LICENSE # 0943170. CALIFORNIA - DBO FINANCE LENDERS LAW LICENSE - LICENSE # 60DBO45280. CALIFORNIA - DRE REAL ESTATE CORPORATION LICENSE ENDORSEMENT - LICENSE # 01521655. COLORADO MORTGAGE COMPANY REGISTRATION - REGULATED BY THE DIVISION OF REAL ESTATE. CONNECTICUT MORTGAGE LENDER LICENSE - LICENSE # ML-38232. DISTRICT OF COLUMBIA MORTGAGE DUAL AUTHORITY LICENSE - LICENSE # MLB38232. FLORIDA MORTGAGE LENDER LICENSE - LICENSE # MLD1287. GEORGIA MORTGAGE LENDER LICENSE/REGISTRATION - LICENSE # 48090 (DBA MBOC HOME LOANS). HAWAII MORTGAGE LOAN ORIGINATOR COMPANY LICENSE - LICENSE # HI-38232 (DBA MBOC HOME LOANS). IDAHO MORTGAGE BROKER/LENDER LICENSE - LICENSE # MBL-2080038232. ILLINOIS RESIDENTIAL MORTGAGE LICENSE - LICENSE # MB.6761396. MARYLAND MORTGAGE LENDER LICENSE - LICENSE # 21870. NEVADA MORTGAGE BROKER LICENSE - LICENSE # 4646. NEW JERSEY RESIDENTIAL MORTGAGE LENDER LICENSE - REGULATED BY THE DEPARTMENT OF BANKING & INSURANCE. NORTH CAROLINA MORTGAGE LENDER LICENSE - LICENSE # L-183446. OHIO RESIDENTIAL MORTGAGE LENDING ACT CERTIFICATE OF REGISTRATION - LICENSE # RM.804374.000. TEXAS - SML MORTGAGE BANKER REGISTRATION - REGULATED BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. UTAH MORTGAGE ENTITY LICENSE - LICENSE # 10877496, 10826912, 10827018. VIRGINIA LENDER LICENSE - LICENSE # MC-6638. WASHINGTON CONSUMER LOAN COMPANY LICENSE - LICENSE # CL-38232. - NMLS CONSUMER ACCESS SITE NEITHER MBANC NOR MORTGAGE BANK OF CALIFORNIA IS A CHARTERED BANK OR TRUST COMPANY, OR DEPOSITORY INSTITUTION. THEY ARE NOT AUTHORIZED TO ACCEPT DEPOSITS OR TRUST ACCOUNTS AND ARE NOT LICENSED OR REGULATED BY ANY STATE OR FEDERAL BANKING AUTHORITY.
APR of 6.627% BASED ON AN INVESTMENT PROPERTY CASH OUT 60% LTV WITH A FICO OF 688 ON A POSITIVE DEBT SERVICE TRANSACTION WITH 1% ORIGINATION FEE WITH A LOAN AMOUNT OF 177K APR OF 7.757% BASED ON A PRIMARY PROPERTY CASH OUT AT 55% LTV WITH A FICO OF 652 ON A 24 MO BUSINESS BANK STATEMENT TRANSACTION WITH A $9000 ORIGINATION FEE WITH A LOAN AMOUNT OF 605K APR OF 7.275% BASED ON AN INVESTMENT PROPERTY PURCHASE AT 75% LTV WITH A FICO OF 762 ON A NEGATIVE DEBT SERVICE TRANSACTION WITH 1.25% ORIGINATION FEE WITH A LOAN AMOUNT OF 1,269,750 APR OF 5.298% BASED ON A PRIMARY PROPERTY PURCHASE AT 80% LTV WITH A FICO OF 773 ON A 12 MO BANK STATEMENT TRANSACTION WITH A 2% ORIGINATION FEE WITH A LOAN AMOUNT OF 184K THE ABOVE INFORMATION IS BASED ON SPECIFIC SCENARIONS. RATES AND FEES ARE SUBJECT TO CHANGE AND BORROWERS MUST MEET GUIDELINE CRITERIA TO QUALIFY.