State Mortgage Lending Licenses
| State | License | License # |
|---|---|---|
| Arizona | Mortgage Banker License | BK-0943170 |
| California | DFPI Financing Law License | 60DBO-45280 |
| Colorado | Mortgage Company Registration | No number assigned |
| Connecticut | Mortgage Lender License | ML-38232 |
| Florida | Mortgage Lender License | MLD1287 |
| Georgia § | Mortgage Lender License | 48090 |
| Idaho | Mortgage Broker/Lender License | MBL-2080038232 |
| Illinois | Residential Mortgage License | MB.6761396 |
| Maryland | Mortgage Lender License | 38232 |
| Michigan | 1st Mortgage Broker/Lender License | FL0022526 |
| Nevada | Mortgage Company License | NMC-1202574 |
| New Jersey | Residential Mortgage Lender License | No number assigned |
| North Carolina | Mortgage Lender License | L-183446 |
| Ohio | Residential Mortgage Lending Act Certificate of Registration | RM.804374.000 |
| Oregon | Mortgage Lending License | ML-5804 |
| Pennsylvania | Mortgage Lender License | 71003 |
| South Carolina † | BFI Mortgage Lender/Servicer License | MLS-38232 |
| Tennessee | Mortgage License | 38232 |
| Texas | SML Mortgage Company License | No number assigned |
| Utah ‡ | DRE Mortgage Entity License | 11984635 |
| Virginia | Lender License | MC-6638 |
| Washington | Consumer Loan Company License | CL-38232 |
§ Georgia — license held under the trade names Eagle Creek Home Loans, MBOC Home Loans, MBOC, Inc., and Metro Fund.
† South Carolina — an additional BFI Mortgage Lender/Servicer License is held under another trade name (same license #, MLS-38232).
‡ Utah — additional DRE Mortgage Entity licenses are held under other trade names (license # 11984635 and # 13145269).
Colorado, New Jersey, and Texas do not assign license numbers for mortgage lender licenses.
NMLS #38232 — verify at NMLS Consumer Access. Equal Housing Lender.
Where MBANC lends
MBANC (Mortgage Bank of California, Inc., NMLS #38232) is licensed to originate residential mortgage loans — including owner-occupied (consumer) mortgages — in the 22 states listed above.
In all other U.S. states and the District of Columbia, MBANC originates loans only for business or investment purposes — for example, loans secured by non-owner-occupied residential investment property (such as DSCR rental-property loans). Business-purpose credit is exempt from consumer-mortgage licensing requirements under the federal Truth in Lending Act and Regulation Z, 12 C.F.R. § 1026.3(a)(1). MBANC does not offer consumer (owner-occupied) mortgage loans in those states.
MBANC does not currently originate loans in North Dakota, South Dakota, Minnesota, or Missouri.
MBANC is an Equal Housing Lender. NMLS #38232 — verify at NMLS Consumer Access.
