What is a Investor Bank Statement Loan?
In short, we use 2 years of personal or business bank statements and a P & L (profit and loss) statement to verify proof of income, instead of tax returns.
understands what it means to own a business. We know that owning a small business, start-up, or having another form of untraditional income makes homeownership a more difficult feat. That's why we offer this flexible mortgage program to sidestep some of those challenges and create a clear path to ownership.
85% LTV up to a loan amount of $1,500,000.00 with a 680 FICO score (SFR Only)
70% LTV Rate and Term and Unlimited Cash Out refinances available
Reserve requirements are 6 months PITI up to a $1,500,000.00 Loan amount, anything above requires 12 months PITI
Cash Out can be used as reserves
Cash Vest in LLC or Corporation
Apply Now For True Stated Income