What is a Investor Bank Statement Loan?

In short, we use 2 years of personal or business bank statements and a P & L (profit and loss) statement to verify proof of income, instead of tax returns.
understands what it means to own a business. We know that owning a small business, start-up, or having another form of untraditional income makes homeownership a more difficult feat. That's why we offer this flexible mortgage program to sidestep some of those challenges and create a clear path to ownership.
Qualification Criteria
85% LTV up to a loan amount of $1,500,000.00 with a 680 FICO score (SFR Only)
70% LTV Rate and Term and Unlimited Cash Out refinances available
Reserve requirements are 6 months PITI up to a $1,500,000.00 Loan amount, anything above requires 12 months PITI
Cash Out can be used as reserves
Cash Vest in LLC or Corporation
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Wondering if you'd qualify?

Check out some of recent closed deals.

Purchase Price $640,000.00
Loan Amount: $96,000.00

Qualified with 24 Months Bank Statements with only 15% Down

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Home Value: $1,540,000.00
Loan Amount: $1,108,800.00

C/O $350,000.00 and was able to pay off a Hard Money Loan

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Purchase Price: $2,618,000.00
Loan Amount: $1,832,600.00

Closed in 24 days

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Purchase Price: $1,000,000.00
Loan Amount: $700,000.00

Used 24 Mo Bank Statements and closed escrow in less than 30 days

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