Placeholder for Calculator
Jason Rod
Loan Officer, Hawaii Branch Manager
Aloha! Jason Rod is the Hawaii Branch Manager for MBANC and a Hilo, Hawaii local. Jason has a proven track record of closing alternative documentation, foreign national, 1099 and W-2 mortgage transactions. With just 4 years of mortgage financing experience, Jason has established clientele across the U.S and in his home island of Hawaii. In Jason’s free time he enjoys fishing, biking in the Hawaii trails, and hiking in the adventurous island caves.
“Possibly one of the best loan experiences I’ve had. Jason and his team absolutely crush. The service is next level. Many closings have to be extended in Hawaii but they were able to close two weeks ahead of schedule. I highly recommend their services.” – Clint Colins
Mortgage Solution Designed With You In Mind
For Hawaii real estate investors and self employed business owners, MBANC mortgage programs present a valuable opportunity. With our tailored mortgage solutions, you can confidently embark on your journey to tap into the endless opportunities offered by the vibrant Hawaii real estate market.
Client Reviews
Bank Statement Jumbo
This loan allows you to use your bank deposits instead of “traditional” income documentation i.e., tax returns
1099 Jumbo
Applicant who generates income either in the form of commissions or as an independent contractor
Rental Income DSCR
Ideal for an investor who wants to use the cash flow from the property as a means of qualifying
Asset Utilization
No W2? No problem. Qualify for your home purchase or refinance using your liquid assets. Specifically designed for moderate to high net-worth borrowers
Foreign National
Individuals who live and work in the United States that want to purchase but may not have proper documentation
Second Mortgage
With a 10-year interest-only mortgage, consider another benefit: the period of time that you have a rate lock expires only at the end of the initial ten years
Discover the MBANC Difference:
- Loan Amounts Up to $4 Million
- Unlimited Cash Out Refinance Up to $3 Million
- Closed End Second Mortgage Program
- Minimum 660 FICO
- No Tax Returns, W-2’s, or Pay Stubs Required
- Qualify Using 12/24 Month Business Or
Personal Bank Statements. - Qualify Using Short & Long Term Rental (DSCR)
- Condo and Condotels Are Eligible
- 10YR Interest Only Fixed Options Available on 30 & 40 Year Terms
- No Hidden Fees | No Middlemen | Close in 12 Days
A Real Estate Property Investment in Hawaii: mbanc Closed Deals
When you create generational wealth, your entire life can feel like one long holiday in Honolulu, Hawaii. While this kind of wealth may feel inaccessible
Have Any Questions? Call Now
Corporate
New Loans
Our services
Mbanc License List
Mbanc, a mortgage lender. Mortgage bank of california dba mbanc. Nmls id # 38232 (nmls consumer access site). Arizona mortgage banker license – license # 0943170. California – dbo finance lenders law license – license # 60dbo45280. California – dre real estate corporation license endorsement – license # 01521655. Colorado mortgage company registration – regulated by the division of real estate. Connecticut mortgage lender license – license # ml-38232. District of columbia mortgage dual authority license – license # mlb38232. Florida mortgage lender license – license # mld1287. Georgia mortgage lender license/registration – license # 48090 (dba mboc home loans). Hawaii mortgage loan originator company license – license # hi-38232 (dba mboc home loans). Idaho mortgage broker/lender license – license # mbl-2080038232. Illinois residential mortgage license – license # mb.6761396. Maryland mortgage lender license – license # 21870. Michigan 1st mortgage broker/lender license – license # fl0022526. New jersey residential mortgage lender license – regulated by the department of banking & insurance. North carolina mortgage lender license – license # l-183446. Ohio residential mortgage lending act certificate of registration – license # rm.804374.000. Oregon mortgage lending license – license # ml-5804. Pennsylvania mortgage lender license – license # 71003. South carolina-bfi mortgage lender / servicer license – license # mls – 38232, mls – 38232 otn #1 (dba mboc home loans). Tennessee mortgage license – license # 178934. Texas – sml mortgage banker registration – regulated by the department of savings and mortgage lending. Utah mortgage entity license – license # 10877496, 10826912, 10827018. Virginia lender license – license # mc-6638. Washington consumer loan company license – license # cl-38232. Wyoming mortgage lender/broker license – license # 3912. Nmls consumer access site neither mbanc nor mortgage bank of california is a chartered bank or trust company, or depository institution. They are not authorized to accept deposits or trust accounts and are not licensed or regulated by any state or federal banking authority.
Apr of 6.627% based on an investment property cash out 60% ltv with a fico of 688 on a positive debt service transaction with 1% origination fee with a loan amount of 177k apr of 7.757% based on a primary property cash out at 55% ltv with a fico of 652 on a 24 mo business bank statement transaction with a $9000 origination fee with a loan amount of 605k apr of 7.275% based on an investment property purchase at 75% ltv with a fico of 762 on a negative debt service transaction with 1.25% origination fee with a loan amount of 1,269,750 apr of 5.298% based on a primary property purchase at 80% ltv with a fico of 773 on a 12 mo bank statement transaction with a 2% origination fee with a loan amount of 184k the above information is based on specific scenarions. Rates and fees are subject to change and borrowers must meet guideline criteria to qualify. – heter iska